Property Backed Financing

Turn your property assets into working capital

Why Choose Property-Backed Financing

Unlock your property value
Realise your property's intangible value
Scale Your Business Fast

Receive quick disbursement
Customise Your Payments

Scale your business

Basis for loan approval
Bank: Income, credit score, credit history etc
Planworth: Real estate
Minimum credit rating
Bank: BB
Planworth: Not important
Documentation
Bank: Significant
Planworth: Minimal
Property types
Bank: Typically residential and commercial (depending on trades)
Planworth: All except HDB and JTC properties
Loan terms
Bank: Rigid
Planworth: Flexible
Approval process
Bank: A few weeks
Planworth: Within 2 weeks
Loan disbursement
Bank: 3 months from approval
Planworth: Within 2 weeks from approval
Interest saving
Bank: No
Planworth: Yes
Lock in period
Bank: 1 year
Planworth: 6 months
Loan-To-Value ratio
Bank: Lower
Planworth: Higher

Why Choose Us

Customised repayment terms

We tailor repayment terms to your business cycle, making cash flow easier to manage. Our flexible plans fit your needs, so you can repay on your terms.

Unlock more than 80% of your home value

We are one of the few companies that are able to loan you more than 80% of your home value with our bundled products.

Fast disbursement

Disburse financing as little as 21 days

Eligibility

Property eligibility

Singapore registered business

Property eligibility

Minimum 30% Shareholding by a Singaporean or Singapore Permanent Resident

Property eligibility

Private Residential, Commercial & Industrial Properties

FAQs

This is a short list of our most frequently asked questions. For more information about our services, or if you need support, please email us at planworth@gmail.com